investopedia.org.in Prasad Govenkar
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Prasadgovenkar 
In the world of precious metals, silver has long lived in the shadow of its illustrious cousin, gold. But 2025 may be the year silver finally claims the spotlight. With silver surging nearly 25% year-to-date and breaking past $35 per ounce, investors are starting to recognize what industry experts have been saying for years: silver … Read more
Introduction: The Dawn of Digital Money The financial landscape is undergoing its most dramatic transformation since the invention of paper currency. Digital currencies—forms of money that exist purely in electronic form—are challenging traditional banking systems and redefining how we think about value, transactions, and monetary policy. From Bitcoin’s revolutionary debut in 2009 to governments worldwide … Read more
Why You Should Start Investing in Mutual Funds If you’re tired of keeping your money in low-interest savings accounts or feel overwhelmed by stock picking, mutual funds offer a smarter path to grow your wealth. This guide is for beginner investors, busy professionals, and anyone who wants to build long-term financial security without becoming a … Read more
I’ve watched too many people work hard their entire lives yet never break free from financial stress. These aren’t lazy or irresponsible people—they’re smart, hardworking individuals trapped by 7 money mistakes that keep you broke forever. If you’re living paycheck to paycheck despite having a decent income, or if you feel like you’re spinning your … Read more
If you’ve ever wondered how your small, regular investments can grow into a sizeable corpus over time, this SIP Calculator is the perfect tool for you. Designed for simplicity and accuracy, it helps you estimate the future value of your daily or monthly mutual fund investments. By entering your SIP amount, expected annual return, investment … Read more
below are calculators to ccheck how much one will save in repayment of loan or investing in mutual fund and can check the corresponding benefits Home Loan Part Payment Savings Calculator Home Loan Part Payment Savings Calculator remaining principal Amount (₹): Annual Interest Rate (%): Loan Tenure (years): Part Payment Amount (₹): Calculate Savings Lump … Read more
When it comes to investing, most people searching for long-term growth or stable wealth creation eventually find themselves comparing Exchange-Traded Funds (ETFs) and Mutual Funds. Both are designed to simplify investing by pooling money from investors, yet they aren’t the same. How they are structured, traded, and even taxed can make a world of difference in your portfolio. … Read more
Retirement Planning & Pension Updates: NPS + SWP Playbook (India) A good retirement plan does two jobs: NPS: Efficient Core for Retirement (Note: Rules, limits, and annuity options are subject to change; always check latest before investing.) Mutual Fund SWP: Flexible Monthly Income An SWP lets you “pay yourself a salary” by redeeming units at … Read more
Planning for retirement isn’t about predicting the future—it’s about buying choices for your future self. Whether you’re 25 or 55, a solid plan blends the right investment vehicles, smart tax use, and a disciplined strategy that evolves with your life 1) Start with the foundation uild buffers. 2) Asset allocation: the engine of returns Your … Read more
introduction When it comes to “safe investment options in India,” nothing sparks more trust than the good old Fixed Deposit (FD). Our parents swore by it, banks advertise it like a holy grail, and most new investors treat it as their first financial step. After all, FDs promise guaranteed returns and no sleepless nights. But … Read more