investments
mainly related to investment avenues
Investing in IDCW Mutual Funds: Regular Income—with Smart Tax Planning
What exactly is IDCW? IDCW stands for Income Distribution cum Capital Withdrawal. It’s the name SEBI introduced in 2021 to replace “Dividend option.” The change was intentional: when a fund pays you IDCW, the payout can come from income the scheme earned and it can include a slice of your own capital—so your NAV drops […]
commision calculator
Commission Calculator (INR) Achieved Target (₹) Tip: 2 crores = 20000000 Commission Rate (% per year) Set 2 Cr Set 5 Cr Calculate Reset Annual Commission ₹ 1,40,000 Monthly Commission ₹ 11,666.67 Calculations use simple commission: Annual = Target × (Rate ÷ 100); Monthly = Annual ÷ 12.
Small Wallet, Big Dreams: Micro-Investment Strategies to Build Wealth in 2025
Micro-Investment Strategies for Small Wallets Micro-Investment Strategies for “Small Wallets” Micro-investing in 2025 empowers every individual, regardless of income, to build wealth steadily through accessible, low-cost investment options. This approach is ideal for those with “small wallets” who want to get started, learn the ropes, and make the most of their limited capital [web:2][web:5]. Understanding […]
psychlogy behind money matters
Financial Behavior & Psychology: Understanding the Mind Behind Money Financial Behavior & Psychology: Understanding the Mind Behind Money How human psychology, emotions, and culture shape financial decisions Introduction Money is more than just a medium of exchange—it is deeply intertwined with human psychology. Our financial decisions are rarely purely logical; instead, they are influenced by […]
Specialised Investment Funds Explained: A Complete Guide to SIFs and Strategic Portfolio Diversification
In the evolving landscape of investment opportunities, Specialised Investment Funds (SIFs) have emerged as sophisticated vehicles designed for experienced investors seeking exposure to alternative assets and strategies. These funds offer access to investment opportunities that extend far beyond traditional stocks and bonds, providing portfolio diversification and the potential for enhanced returns. This comprehensive guide explores […]
swp calculator
A Systematic Withdrawal Plan (SWP) calculator helps investors plan regular withdrawals from their investments while estimating how long the funds will last, considering a chosen monthly withdrawal amount and expected annual return rate. By entering the investment amount, monthly withdrawal, and anticipated returns, users can better manage cash flows and avoid outliving their savings. This […]
The Ultimate Guide to Saving Taxes for Indian Salaried Individuals
The Ultimate Guide to Saving Taxes for Indian Salaried Individuals (2025) The Ultimate Guide to Saving Taxes for Indian Salaried Individuals (2025) For Indian salaried employees, tax planning is not just about reducing the annual tax burden—it’s also about smart wealth creation. With the Income Tax Act offering a variety of deductions, exemptions, and benefits, […]
step upsip calculator
The Step Up SIP Calculator helps investors estimate their mutual fund investment returns when they increase their monthly SIP amount annually by a chosen percentage. By entering the initial SIP amount, annual return rate, investment duration, and yearly step-up rate, users can visualize the impact of consistent investments and incremental increases over time. The calculator […]
Best Gold ETFs and Their Performance in 2025 Amid Surging Gold Prices
Gold has once again proven its enduring appeal as a safe-haven asset in 2025, with prices reaching unprecedented heights amid global economic uncertainty, geopolitical tensions, and persistent inflation concerns. For investors seeking exposure to this precious metal without the complexities of physical ownership, gold exchange-traded funds (ETFs) have emerged as the preferred vehicle, offering liquidity, […]
SIP vs Lump Sum in 2025: Which Mutual Fund Investment Strategy Wins?
Introduction Every investor in India eventually faces one big question: Should I invest through a Systematic Investment Plan (SIP) or put a Lump Sum amount at once?Both strategies have their own advantages and risks, and the choice often depends on income stability, market conditions, and personal financial goals. In 2025, with inflationary pressures, fluctuating stock […]