Acceptance of Terms

By visiting, reading, or otherwise using investopedia.org.in, you confirm that you are at least 18 years of age (or the age of majority in your jurisdiction), have read and understood these Terms, and agree to comply with them along with all applicable laws and regulations of India, including but not limited to the Information Technology Act, 2000.

These Terms constitute a legally binding agreement between you and the Website owner. Your continued use of the Website after any modifications to these Terms shall constitute acceptance of the revised Terms.

Use of the Website

You are permitted to use this Website for personal, non-commercial, informational purposes only. You agree not to:

• Copy, reproduce, scrape, or republish any content from this Website without prior written permission.
• Use automated bots, scripts, or crawlers to collect data from this Website in a manner that disrupts its functioning.
• Attempt to gain unauthorised access to any part of the Website or its servers.
• Post, transmit, or distribute any harmful, unlawful, defamatory, or misleading content.
• Use the Website to conduct any activity that violates any applicable Indian or international law.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.

We reserve the right to terminate or restrict your access to the Website at any time, without notice, if we believe you have violated these Terms.

Nature of Content

investopedia.org.in publishes educational and informational articles on topics including mutual funds, systematic investment plans (SIPs), stock market indices, personal finance, and tax planning for Indian investors.

Past performance of any mutual fund, stock, or financial instrument discussed on this Website is not a guarantee or indicator of future results. Investment in securities markets is subject to market risk. Please read all scheme-related documents carefully before investing.

We endeavour to ensure that all information published on this Website is accurate and up to date; however, we make no warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information provided.

Financial Disclaimer

investopedia.org.in is not registered with SEBI as an investment adviser under the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013. Nothing on this Website should be construed as a solicitation, recommendation, endorsement, or offer to buy or sell any securities or financial products.

Before making any financial decision, you should:

• Consult a SEBI-registered financial advisor or certified financial planner.
• Read the Scheme Information Document (SID) and Key Information Memorandum (KIM) of any mutual fund.
• Assess your own risk tolerance, financial situation, and investment objectives.

The Website owner, Prasad Govenkar, shall not be held liable for any financial losses or damages arising from reliance on the information published on this Website.

Intellectual Property Rights

All original content on this Website — including but not limited to articles, blog posts, text, graphics, logos, illustrations, and page layouts — is the sole property of Prasad Govenkar and is protected under the Copyright Act, 1957 of India and applicable international copyright laws.

You may share brief excerpts (not exceeding 150 words) from articles on this Website provided you:

• Attribute the content clearly to investopedia.org.in and Prasad Govenkar.
• Include a direct, clickable link back to the original article.
• Do not alter or misrepresent the original content.

Any other reproduction, distribution, or commercial use of content from this Website without explicit written consent is strictly prohibited.

Third-Party Websites & Affiliate Links

This Website may contain links to external, third-party websites — including but not limited to mutual fund platforms, stock brokers, and financial service providers. These links are provided for your convenience and do not signify endorsement of the linked website or its contents.

Some links on this Website may be affiliate or referral links. If you click such a link and make a purchase or sign up, we may receive a commission or referral fee at no additional cost to you. We only link to platforms we believe are reputable, but we encourage you to conduct your own research before using any third-party service.

We have no control over the content, privacy policies, or practices of any third-party website and accept no responsibility for them.

Privacy Policy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Website, you consent to the data practices described in our Privacy Policy, including the use of cookies for analytics and advertising purposes.

We collect certain data (such as page views and approximate location) via Google Analytics and other tools to improve the Website. We do not knowingly collect personally identifiable information from visitors unless voluntarily provided (for example, via a contact form).

Advertising & Google AdSense

This Website may display advertisements served by third-party advertising networks, including Google AdSense. These networks may use cookies and web beacons to display ads relevant to your interests based on your browsing activity.

Google’s use of advertising cookies enables it and its partners to serve ads based on your prior visits to this Website and other websites on the Internet. You may opt out of personalised advertising by visiting Google’s Ads Settings.

We do not control the content of advertisements displayed on this Website and are not responsible for any products or services advertised therein.

Limitation of Liability

To the fullest extent permitted by applicable law, Prasad Govenkar and investopedia.org.in shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages — including financial losses, loss of data, loss of profits, or business interruption — arising from:

• Your use of or inability to use this Website.
• Reliance on any information or content published on this Website.
• Any errors, omissions, or inaccuracies in the Website’s content.
• Unauthorised access to or alteration of your data.
• Any other matter relating to this Website.

This Website is provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Goa, India.

Modifications to These Terms

We reserve the right to update, amend, or replace these Terms of Service at any time at our sole discretion. When we make material changes, we will update the “Last Updated” date at the top of this page.

It is your responsibility to review these Terms periodically. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

Contact Us

If you have any questions, concerns, or requests regarding these Terms of Service, please reach out to us: